We Are Galloways

Where we are

We’re proud to serve businesses and individuals across Sussex and Surrey.

Please get in touch with any of our local offices and we’ll be delighted to help.

The hidden savings tax trap and why changes to ISAs make it harder to put money away

04 Jun 2026

Do you know what your Personal Savings Allowance is? While most taxpayers in the…

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Galloways Accounting is a great place to further your career. We believe a happy team leads to happy clients and are committed to nurturing and developing our greatest assets – our people

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What do our clients say

"I have been working with Emma for a few years now after moving from a different accountant. She, and the team, made the switch over so easy and seamless, but also the ongoing support is just fantastic. I am not a numbers person, and Emma is always at hand to answer my questions, which she ... Read more

Charlotte - Copper Moth Design Ltd

"Emma Marsland has been working with our business accounts and personal taxes for almost 18 years. She is professional, detail-oriented & always proactive in keeping our finances in order. She explains everything clearly & stays ahead of deadlines! I highly recommend her to anyone looking for a reliable, and knowledgeable accountant."

Jule Clark

"I have used Lulu Emms and Galloways as my accountants for both my business and personal affairs for over 10 years. Lulu and her team work tirelessly, ensuring that all VAT returns and accounts are completed accurately and well within deadlines. Over the years, Lulu has always taken the time to clearly explain the paperwork ... Read more

Clive Thomas

"We have used the services of Galloways Accountancy for 10 years. Their service is always professional, thorough and helps to relieve the stress of running a small business - which in turn, allows us to focus on our core purpose of supporting young people's Mental Health."

Natalie Greenall - Believe in You Teens Limited

"We are both very happy with Emma and her team at Galloways. They prepare both our company and personal tax returns. Emma is always happy to discuss our accountancy needs either by phone or email. We would have no hesitation in recommending Emma and her team at Galloways."

Mr & Mrs Reilly

"I wish all people in business responded as quickly and as helpfully as James Phillips! 100% recommended."

Matt Turner

"Steve and myself have been together for over 10 years and in that time Galloways has helped me with some tricky situations. The team mirror his approach and this is why I always introduce my clients in to the “family” and we have always reached a satisfactory outcome indeed only last week we met with ... Read more

Training

"I first started working with Ali in my capacity as CEO of the Student Life charity in 2018. The original instruction to act for us was based on a single, one hour telephone conversation where Ali didn’t give the ‘hard sell’, he simply chatted through his background and company services. The professionalism shone through. Over the ... Read more

Richard Stewart CHIEF EXECUTIVE OFFICER - Unlock My Life

"James Phillips has partnered with me brilliantly over the past 5 years as I’ve built my business. He and his excellent team are always available and responsive to answer my questions and have guided me strategically and thoughtfully in my tax planning. I highly recommend James and his team."

Kate Webster

"I’ve been looked after by the team here for almost 20 years. In that time, I’ve always found them super friendly, professional, helpful, organised, responsive, supportive, perceptive… Highly recommended.— I’ve found them to be everything I’d hope for from a switched on team of accountants – and more!"

Martin Riley - Business Coaching

"I have been using Galloways Accountants in Eastbourne for over twenty five years for both business and personal accounts. I have always found the contacts, who were developed over these years, to be very personable, attentive and professional in all aspects of any enquiry, both large or small. I would recommend their services without hesitation."

Alan Hepworth

"Galloways has managed my personal and company accounting with total professionalism, diligence, and efficiency for 45 years. The knowledge that the accounts have been prepared and filed in full compliance with tax law, which can be more complex than meets the eye, has great value, while the courtesy, accessibility and reliability with which each of ... Read more

Nick Evans - Surgicaledge Systems Limited

"Voipfone has been with Galloways since our foundation in 2004 and they’ve helped us grow from zero to a highly profitable company with over 40 employees. Throughout our journey they’ve been good value, professional and coped with everything we’ve thrown their way from bookkeeping & accounts preparation to shareholder structure, taxation and M & A ... Read more

Colin Duffy - Voipfone

"Ali Towler is one of the most professional individuals I have had the pleasure to work with. Not only is he thorough, he goes above and beyond to trouble shoot and highlight any potential future issues. It’s this incredible level of service that makes him stand out from other advisers."

Francesca Clent Charity Office Manager - Rye Winchelsea & District Memorial Hospital Ltd

"Ali has been my accountant since early 2025. I came to him after a terrible experience with a previous accountant and as a result, I was unsure about trusting someone new. However, Ali has completely restored that trust. He has shown up for me and my business time and time again. From taking the time to ... Read more

Amie Winkley-Tarrant - Founder Every Little Thing

"Messe Frankfurt UK appointed Galloways to carry out our audit and they have now reported on two years. I have found them to be very professional and thorough but also understanding of client resources and timetable. Galloways have built up a good understanding of our business very quickly and, as a result, ask perceptive and thoughtful ... Read more

Mike Benton - FD at Messe Frankfurt

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We’re here to help keep your finances in the best possible shape

so you have more time to enjoy the things you love.

Let’s talk about what matters to you.

Whatwe do

Find out howwe can help you

Accounts

Tax & VAT

Outsourcing

Business Advisory

Audit & Assurance

Wealth Management

Who we are

We are Galloways;

Mark Crowter

Gemma Wall

Colin Young

Laura Clark

Chris Gorringe

Peter Watters

Stephen Franklin

We are Galloways-

Where we are

The latest news

New R&D targeted advance assurance scheme

The hidden savings tax trap and why changes to ISAs make it harder to put money away

Salary sacrifice cap and the squeezed middle

Government summer savings spree adds complexity to VAT for hospitality and tourism

Team Galloways raises funds for Care for Veterans at Worthing 10K

Galloways welcomes Altitude in first investment beyond Sussex

Galloways feature in the Together Co 25 Club

Galloways headline sponsor of the Brighton Chambers Summit 2025!

Tax Calculators

Tax Tables

HM Revenue & Customs Forms

Companies House Forms

Mileage rate increase: what SMEs need to know

Work with us

Work with us

Get in touch

What do our clients say

"We have used the services of Galloways Accountancy for 10 years. Their service is always professional, thorough and helps to relieve the stress of running a small business - which in turn, allows us to focus on our core purpose of supporting young people's Mental Health."

"We are both very happy with Emma and her team at Galloways. They prepare both our company and personal tax returns. Emma is always happy to discuss our accountancy needs either by phone or email. We would have no hesitation in recommending Emma and her team at Galloways."

"I wish all people in business responded as quickly and as helpfully as James Phillips! 100% recommended."

"James Phillips has partnered with me brilliantly over the past 5 years as I’ve built my business. He and his excellent team are always available and responsive to answer my questions and have guided me strategically and thoughtfully in my tax planning. I highly recommend James and his team."

"Ali Towler is one of the most professional individuals I have had the pleasure to work with. Not only is he thorough, he goes above and beyond to trouble shoot and highlight any potential future issues. It’s this incredible level of service that makes him stand out from other advisers."

What
we do

Find out how
we can help you